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	<title>JR Moreau&#039;s Not So Literal &#187; identity theft</title>
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	<description>Easy There, It&#039;s Just An Idea</description>
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		<title>Identity Theft is Bad! Part Deux</title>
		<link>http://notsoliteral.com/sustainability/identity-theft-is-bad-part-deux/</link>
		<comments>http://notsoliteral.com/sustainability/identity-theft-is-bad-part-deux/#comments</comments>
		<pubDate>Tue, 16 Sep 2008 18:38:00 +0000</pubDate>
		<dc:creator>JR</dc:creator>
				<category><![CDATA[career]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[renewable energy]]></category>
		<category><![CDATA[sustainability]]></category>

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		<description><![CDATA[So today I officially filed my claim to have my funds put back into my account. Whomever had my money is off gallivanting around town, probably buying stuff you can only find in the third world like rubber tires for burning people and chicken heads for voodoo (just kidding). In all seriousness, I am hesitant [...]]]></description>
			<content:encoded><![CDATA[<p></p><!-- google_ad_section_start --><p>So today I officially filed my claim to have my funds put back into my account. Whomever had my money is off gallivanting around town, probably buying stuff you can only find in the third world like rubber tires for burning people and chicken heads for voodoo (just kidding). In all seriousness, I am hesitant to use PayPal anymore as I have always been very careful with my account information. I can&#8217;t quite understand how or why my information was acquired by these jerks. Is PayPal just not that secure anymore? Identity theft is really a stressful thing. I need to get paid for my freelance work, but maybe I should just stick to having paper checks sent to my mail when I want to cash in. Or better yet&#8230; cash only???</p>
<p>To top it all off, work is a god damned mad house, I&#8217;m moving back to Worcester at the end of the month and my mother is in the middle of surgery as I type this. I&#8217;m hoping things settle down soon. Or if they get really crazy, then the light at the end of the tunnel shall be brighter and more lucrative than where I&#8217;m at now.</p>
<p>I had a great conversation with someone who&#8217;s been in the wind turbine industry for a long time. I want to work in renewable energy and sustainable building so badly. Having a cause and a direction that you believe in is so important to being successful at a job. I&#8217;m doing okay now because I show up every day, put my time in and learn what&#8217;s to be learned. But this role in the company is so isolated from the real work I&#8217;d like to do that I feel more and more distant from the people and tasks every day. Although I have formed some friendships that I truly appreciate, it&#8217;s so hard for me to feel a comradery with people who don&#8217;t fully understand where I&#8217;m at in my life. I just want to keep seeking people out who are doing what I&#8217;d like to do down the road. The more good role models I have, the better. Either way, I&#8217;ve got to stay busy and learn as much as possible no matter where I am. </p>
<p>It&#8217;s my town to shine, or gust, if you will.</p>
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		<title>Identity Theft is Bad!</title>
		<link>http://notsoliteral.com/identity-theft/identity-theft-is-bad/</link>
		<comments>http://notsoliteral.com/identity-theft/identity-theft-is-bad/#comments</comments>
		<pubDate>Mon, 15 Sep 2008 17:12:00 +0000</pubDate>
		<dc:creator>JR</dc:creator>
				<category><![CDATA[identity theft]]></category>

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		<description><![CDATA[I woke up today feeling good after going to bed quite early last night. Today is the 15th day of the month, which means pay-day. When I got to work I checked my Bank of America account and it was depleted to almost nothing. My student loans are on automatic withdrawal, but there is no [...]]]></description>
			<content:encoded><![CDATA[<p></p><!-- google_ad_section_start --><p><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://networkinstruments.files.wordpress.com/2007/12/identity_theft.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 320px;" src="http://networkinstruments.files.wordpress.com/2007/12/identity_theft.jpg" border="0" alt="" /></a><br />I woke up today feeling good after going to bed quite early last night. Today is the 15th day of the month, which means pay-day. When I got to work I checked my Bank of America account and it was depleted to almost nothing. My student loans are on automatic withdrawal, but there is no way I should have this much money after getting paid. </p>
<p>After investigating my online statement is showed PayPal had requested an $800.00 fund transfer and then another $500.00 transfer. I was furious because this had happened before about two years ago and I thought it wouldn&#8217;t happen again.</p>
<p>Apparently someone has accessed my checking account and email and is trying to withdraw hundreds of dollars at a time. I froze my PayPal account and contacted my bank. The bank says a claim has been filed and that I won&#8217;t be held responsible for any overdraft charges if a check or payment goes through. I have been forced to change all of my information and shut down my checking account though. I just opened another one over the phone and bought some insurance against credit and identity theft. It&#8217;s not a bad deal, just $12 a month for over $25k in coverage. </p>
<p>Both Bank of America and PayPal were moderately helpful. Neither gave me great confidence that I was going to come out of this clean. But both acted professionally and quickly. </p>
<p>This sucks. I finally got my account in order, my bills have been paid and I just need my utilities checks and student loans to be paid and I&#8217;ll be all set until next month. Such a hassle. Not a good way to start the week. </p>
<p>I&#8217;m assuming this will be resolved by weeks end with no real financial loss on my end. I hope this isn&#8217;t wishful thinking. </p>
<p>Wish me luck!</p>
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